Terms of Service

ClaimRestored provides an AI-powered insurance claim analysis platform designed to help policyholders understand their hurricane insurance claims in Florida. Our services include:

• •Free claim review and analysis using 10 specialized AI agents
• •Visual damage assessment from uploaded photos
• •Recovery gap analysis (comparison of carrier offer vs. estimated damages)
• •Risk assessment and priority alerts
• •Connection to public adjuster representation (optional, paid service)

CRITICAL: The analysis and recommendations provided by ClaimRestored are for informational purposes only and are NOT legal advice. Specifically:

• •ClaimRestored is not a law firm and does not employ attorneys
• •Use of the Platform does not create an attorney-client relationship
• •AI analysis may contain errors or omissions and should not be relied upon as complete
• •You should consult with a qualified Florida attorney for legal guidance specific to your situation

DISCLAIMER OF WARRANTIES: The Platform is provided "as is" and "as available." ClaimRestored makes no warranties, express or implied, regarding:

• •Accuracy, completeness, or timeliness of analysis results
• •Guaranteed claim outcomes or settlement amounts
• •Uninterrupted or error-free operation of the Platform

LIABILITY CAP: To the maximum extent permitted by law, ClaimRestored's total liability for any claim arising from or relating to the Platform shall not exceed the amount you paid for services in the 12 months preceding the claim (or $0 if no payment was made).

EXCLUDED DAMAGES: ClaimRestored is not liable for any indirect, incidental, consequential, or punitive damages, including loss of profits, data, or business opportunity, even if advised of the possibility of such damages.

By using the Platform, you agree to:

• •Provide accurate, truthful, and complete information in your claim submission
• •Verify the accuracy of all information before submitting
• •Make your own decisions regarding claim action; do not rely solely on our analysis
• •Obtain independent legal and financial advice before making major decisions
• •Comply with all applicable laws and regulations

Premium Services

Premium services (public adjuster representation, legal consultation, priority support) are offered at published rates.

30-Day Satisfaction Guarantee

If you purchase a premium service and are not satisfied, we offer a full refund within 30 days of purchase, no questions asked.

Refunds will be processed to your original payment method within 5-10 business days of approval.

Governing Law: These Terms and all matters arising from your use of the Platform shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law principles.

Jurisdiction: You agree that any legal action or proceeding relating to the Platform shall be brought exclusively in the state or federal courts located in Hillsborough County, Florida, and you consent to the jurisdiction and venue of such courts.

Informal Resolution: Before pursuing any legal claim, please contact us at support@claimrestored.com to attempt to resolve the dispute informally.

Your personal information is processed according to our Privacy Policy. By using the Platform, you consent to the collection, use, and processing of your data as described in our Privacy Policy.

For detailed information about how we handle your data, please review our Privacy Policy.

ClaimRestored reserves the right to modify these Terms at any time. Material changes will be communicated to you at least 30 days in advance via email or by posting a notice on the Platform.

Your continued use of the Platform after such modifications constitutes your acceptance of the updated Terms.

You agree not to use the Platform to:

• •Submit false or fraudulent claim information
• •Engage in illegal activities or violate any applicable laws
• •Harass, threaten, or abuse our staff or other users
• •Attempt to gain unauthorized access to the Platform or other users' accounts
• •Introduce malware, viruses, or other harmful code

ClaimRestored may suspend or terminate your account without notice if you:

• •Violate these Terms or applicable laws
• •Provide false or fraudulent information
• •Engage in abusive behavior toward our team or other users

You may delete your account at any time from your account settings. Upon deletion, your personal information will be anonymized within 30 days in accordance with our Privacy Policy.

If you have any questions about these Terms, please contact us: